![]() You can read more about the Cobalt Card in our review post and apply for your card by clicking the button below. Tied to one of the best and most flexible points earn rates of any credit card in Canada. ![]() Here are some things you'll love about the Cobalt Card: Shop over 200 designs or create a Custom Gift Card by adding a logo or photo. My suggestion is the American Express Cobalt Card, a card very popular among millennials that's also our #1-rated credit card in Canada. The gift you know they will love is just a click away. Instead of the Vanilla Prepaid Card, Canadians are much better off getting a low-fee credit card that offers them benefits and doesn't carry pesky activation fees. Can be used online, by phone or mail order. Vanilla Visa Gift Cards can be used everywhere Visa debit cards are accepted in the United States. A Better Alternative To The Vanilla Prepaid Card Description Highlights: The gift of endless possibilities. You can also call customer service ( Mastercard: 1-80, Visa: 1-84) to check your balance. The fastest way to check your balance is by logging into your Vanilla Prepaid account on the Vanilla Prepaid website. A 2.5% foreign exchange fee is applied to foreign transactions. Vanilla Prepaid cards can be used outside of Canada wherever Mastercard and/or Visa are accepted, which is a major benefit when compared to a debit card. You can also combine your card with a second payment method in case the cost of your purchase exceeds the balance on your card. Plain Vanilla Home Loan (Purchase/Construction/Extension). Get a Visa Vanilla eGift Card in just a few clicks to pay securely on your favorite US-based websites. Once you have the card, you can immediately activate it to make your first purchase.Īs with other prepaid cards, you are required to sign the back of the card when you buy it, so that retailers know it's in the right hands. a) Minimum Lock-in period: one year No premature withdrawal up to one year. You can purchase a Vanilla Prepaid Card in gas stations and many participating stores.
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